Khaberni - The "Global Index for Financial Inclusion 2025" report issued by the World Bank reveals Jordan's progress in citizens' access to financial services, as the percentage of adults who own bank accounts or through electronic wallets has increased to 62% by 2024.
This figure has increased from previous years, from 47% in 2021, while it did not exceed 25% in 2011.
The report, which was reviewed by "Al-Mamlaka", shows that digital technology plays a pivotal role in this transformation, as the prevalence of mobile phones among adults reached 92%, with 84% of them regularly using the internet.
This digital spread has reflected on financial behavior, as 54% of Jordanians conducted and received digital payments during the year 2024.
According to the report, 15% of adults receive payments from the government, "salaries or assistance", 75% of these payments are directly received in bank accounts or electronic wallets.
The report indicates a gender gap in account ownership, as 68% of men own accounts, compared to 56% of women, with a gap of 12 percentage points.
The report recorded that 11% of adults save their money in formal financial institutions, while the rate of formal borrowing from banks or financial institutions was 16%.
The report showed that Jordanians have the ability to face financial crises, as 44% of them reported their ability to manage emergency amounts within 30 days without significant difficulty.
Regarding the reasons for not having an account for the rest of the groups "38% of the population", "lack of sufficient funds" topped the reasons with 77%, followed by "reliance on a family member's account" at 26%, then "high costs of financial services" at 24%.
