Khaberni - The Housing Bank for Trade and Finance Group announced its financial results for the first three months of 2026, where the group achieved net profits after tax of 42.4 million dinars, with a growth rate of 6% compared with the same period of the previous year.
Abdulilah Al-Khatib, the Chairman of the Board of Directors, commented on these results, stating that they demonstrate the bank's strong financial position and sustainable strong performance despite regional and global challenges, and reflect the bank’s prudence in managing liquidity and directing resources to achieve the best return for shareholders. He affirmed that the bank is steadily moving towards achieving its strategy aimed at enhancing sustainable profitability, supporting the national economy, and empowering business sectors.
For his part, the CEO of the bank, Ammar Al-Safadi, explained that the strong performance during the period reflects the bank's success in implementing its development plans, expanding its customer base, and distinguishing itself by offering innovative financial solutions and quality initiatives, which establish the bank's position as a leading banking institution in the banking market.
Al-Safadi added that the bank's group follows a balanced approach in risk management aimed at achieving sustainable profits while maintaining the quality of assets and the solidity of the financial position. He added that the bank is keen on balancing growth and profitability through well-thought-out policies that ensure effective risk management and enhance performance efficiency, confirming that this approach is a fundamental part of the bank's strategy to achieve strong and sustainable results over the long term.
Al-Safadi also reviewed the main financial indicators achieved by the bank during the period, explaining that the net direct credit facilities grew by 10.3% to reach 4.9 billion dinars, and the total income grew by 3.5% during the period to reach 117.0 million dinars, confirming that this excellent performance reflects the efficiency of the various operational sectors in the group.
Al-Safadi referred to the bank's strong capital base, where the total equity amounted to 1.5 billion dinars and the capital adequacy ratio was 18.3%, which is higher than the minimum regulatory requirements of the Central Bank of Jordan and the Basel Committee.
Al-Safadi affirmed the bank’s commitment to maintaining the provision of the best innovative banking solutions and excellent services in an operational environment characterized by flexibility and development to offer the best banking services and integrated solutions to customers.
