Khaberni - The General Assembly of ABC Bank in Jordan (Arab Banking Corporation - Jordan) held its regular annual meeting for 2026 on Monday, April 27, 2026, using video and electronic communication methods, based on the provisions of the prevailing Companies Law and the instructions issued under it.
The meeting was chaired by His Excellency Mr. Mohammad Rashid Al-Miraj - Chairman of the Board, with the attendance of board members, His Excellency Mr. George Farah Sofiya - General Manager of the bank, His Excellency Dr. Wael Al-Armouti, the General Controller of Companies, the auditors from "Ernst & Young", a representative of the Central Bank of Jordan, in addition to shareholders owning (88.31%) of the bank's capital. All the items listed on the agenda were approved during the meeting.
On this occasion, His Excellency Mr. Mohammad Rashid Al-Miraj, Chairman of the Board, stated that ABC Bank in Jordan achieved a good financial performance during 2025, maintaining its strength and financial stability. He explained that the bank continued to enhance its robustness with comfortable financial ratios, where the capital adequacy ratio reached 16.51%, while the leverage ratio reached 9.08%, exceeding the regulatory requirements issued by the Central Bank of Jordan.
Mr. "Al-Miraj" mentioned that the bank's assets amounted to 1.52 billion dinars at the end of 2025, while shareholders' equity increased to 167 million dinars compared to 164 million dinars in 2024. The bank recorded a return on equity of 1.74% and a return on assets of 0.20%. On the liabilities side, customer deposits increased by 20.4%, reaching 1.097 billion dinars at the end of 2025, which confirms the growing trust and loyalty of customers to the bank, with current and savings accounts representing 14.91% of the total customer deposits. As for the profitability performance, net profit after tax amounted to 2.9 million dinars, supported by an increase in total income to 44 million dinars compared to 43.4 million dinars in 2024.
Moreover, His Excellency Mr. George Farah Sofiya, the General Manager of the bank, confirmed that the results achieved for 2025 reflect the bank's capability to maintain its financial solidity and operational flexibility by achieving a balanced growth between deposit growth, risk management, and improving asset quality, as well as enhancing financial solvency levels and generating stable returns for shareholders. He added that the bank continues to consolidate its position in the Jordanian banking sector and its ability to face economic challenges following the implementation of its development strategy. He also indicated that the net credit facilities portfolio increased to 831 million dinars in 2025 compared to 767 million dinars for the previous year, achieving a growth of 8.4%.
It is worth noting that ABC Bank in Jordan is one of the subsidiaries of ABC Banking Group, headquartered in Bahrain, with branches spread across five continents around the world. ABC Bank is considered a regional and international banking institution and offers its clients an innovative range of products and financial services including banking and commerce, trade finance, project financing, structured finance, syndicated loan arrangements, treasury services, as well as Islamic banking products. The bank also provides retail banking services through its network of banks in Jordan, Egypt, Tunisia, and Algeria, and through "ila" digital bank in Bahrain and "ila" app in Jordan.
