- Approval for distributing cash dividends to shareholders at 18% of the capital
Khaberni - The general assembly of the Jordan Kuwait Bank approved during its ordinary annual meeting held on Monday, April 20, 2026, chaired by the chairperson Sheikha Adana Nasser Sabah Al-Ahmad Al-Sabah, and with the attendance of the board members and the CEO of the group Haitham Al-Bataykeh, the board's recommendation to distribute cash dividends to shareholders at 18% of the capital, equivalent to 27 million Jordanian Dinars.
The general assembly ratified during the meeting, which was held via visual and audible communication technology and attended by the general controller of companies Dr. Wael Al-Armouti, representatives from the Central Bank of Jordan, the Social Security Investment Fund, and the bank's auditors, the bank's financial statements and the board's report for the fiscal year 2025 and the future business plan, in a step that reflects the bank's commitment to transparency and enhancing trust with its shareholders and all related parties.
The financial results of the group showed a net profit of 151.1 million Jordanian Dinars for the year 2025, with a return on average equity of 16.4%, while the total assets amounted to about 5.46 billion Jordanian Dinars, supported by a strong base of deposits which reached 3.93 billion Dinars, while the bank continued to develop its credit portfolio reaching 2.09 billion Jordanian Dinars. The group also maintained strong levels of capital adequacy ratio, about 21.92%, and recorded a net stable funding ratio of 138.5%, levels exceeding regulatory requirements, reflecting the strength of the capital base and the bank's ability to support future growth plans with confidence and sustainability.
In her speech before the general assembly, Sheikha Adana Al Sabah affirmed that the results achieved by the bank during the year 2025 reflect the resilience of its business model and the success of its balanced institutional approach, which is based on achieving sustainable growth supported by prudent risk management and enhancing asset quality, noting that achieving a net profit of 151.1 million Jordanian Dinars, along with maintaining comfortable levels of liquidity and capital adequacy, reflects the efficiency of the operational and financial policies adopted by the bank.
She added that the bank continued during the past year to consolidate the strength of its financial position and to expand its business base in the markets it operates in, based on a strong capital base and a conservative banking approach, alongside the thoughtful expansion in financing activities, which contributes to supporting various economic sectors and providing integrated financial solutions that meet the needs of customers and create added value for the shareholders.
And Sheikha Al-Sabah clarified that the bank continues to implement its strategy focusing on digital transformation and the development of banking services, in addition to expanding its role in sustainable financing, pointing to the progress made in a number of strategic initiatives, notably the proceedings towards acquiring a controlling stake in FIMBank in Malta, a step reflecting the bank's direction towards expanding its regional presence and diversifying its income sources.
Sheikha Al-Sabah affirmed that this institutional excellence of the bank is the result of the concerted efforts of the board of directors and the executive management, and the unwavering belief in the growth opportunities in the Jordanian market, supported by the essential role of the Central Bank of Jordan which continues to provide the regulatory environment stimulating the sector's stability and the success of financial institutions.
In her closing remarks, Sheikha Al-Sabah praised the role played by the regulatory authorities in enhancing the stability of the banking sector, notably the Central Bank, the Securities Authority, the Department of Company Control, and official institutions in Jordan, and the regulatory authorities and the Central Bank in both Iraq and Cyprus, while praising at the same time the efforts of the executive management and the bank's staff, which had the most significant role in achieving these results and maintaining the path of sustainable growth.
Sheikha Al-Sabah also expressed her appreciation for the shareholders and clients of the bank for their trust, affirming that the Jordan Kuwait Bank continues to implement its strategy aimed at enhancing its financial and credit strength and achieving sustainable growth, with full commitment to a prudent risk management approach and compliance with banking regulations, which ensures maintaining the bank's leading position locally and regionally, and achieving the best returns for the shareholders.
On his part, CEO of the group Haitham Al-Bataykeh affirmed that the financial results achieved by the bank during the year 2025 directly reflect the progress in implementing its long-term strategy, which is based on enhancing operational efficiency, developing products and banking services, and expanding the range of digital solutions to meet the aspirations of various customer segments.
Al-Bataykeh pointed out that the bank continued during the past year to enhance its credit portfolio to about 2.09 billion Jordanian Dinars, within a well-studied approach that balances growth and risk management, which supports vital economic sectors and contributes to stimulating economic activity, along with maintaining high levels of liquidity and capital adequacy.
He also noted that the bank enhanced its operational and security readiness by obtaining the ISO/IEC 27001:2022 certificate in information security management, along with achieving a qualitative achievement by obtaining the EDGE certificate for green buildings, as part of its commitment to adopting the best global practices in sustainability and resource efficiency, reflecting an integrated institutional approach that balances growth and responsibility. He also touched on a number of distinctive achievements made by the Jordan Kuwait Bank, which were crowned by obtaining numerous prestigious awards at the regional and international levels.
Al-Bataykeh added that the bank made tangible progress in developing the digital services ecosystem and enhancing electronic payment channels, in addition to expanding its strategic partnerships with a number of regional and international institutions, which enhances its ability to provide advanced and integrated banking services, and supports its directions towards innovation and financial inclusion.
