- The Central Bank issues the Financial Health Report for Individuals in Jordan for the year 2025
- Jordan Central Bank: Increase in the percentage of financially adapted individuals to 65.6% in Jordan
- Jordan Central Bank: Decrease in the percentage of individuals suffering from poor financial health to 30.4%
- Jordan Central Bank: Improvement in borrowing and debt management among individuals during 2025
- Jordan Central Bank: Financial consumer protection measures contribute to reducing the risks of excessive indebtedness
Khaberni - The Jordan Central Bank, on Monday, issued the Financial Health Report for the year 2025, aiming to measure the extent to which individuals can meet their needs, fulfill their financial obligations, and achieve their future financial goals, as well as their readiness to deal with unexpected financial shocks and enhance their ability to recover from them.
The report, based on a survey conducted according to international best practices, showed continued improvement in the average financial health index for individuals, reaching 48% in 2025, compared to 46% in 2024 and 42% in 2023.
Regarding the distribution of financial health levels, the results showed an increase in the percentage of financially adapted individuals to 65.6% in 2025 compared to 55.8% in 2024, with an increase of 9.8 percentage points.
The percentage of individuals suffering from poor financial health also decreased to 30.4% in 2025 compared to 38.5% in 2024, a decrease of 8.1 percentage points.
Conversely, the percentage of individuals with healthy financial health saw a slight decline to 4% in 2025 compared to 5.7% in 2024, with a decrease of 1.7 percentage points.
The report noted a significant improvement in the soundness of borrowing and debt management among individuals during 2025 compared to previous years, attributing this to the measures taken by the Financial Consumer Protection Department at the Central Bank to limit the risks of excessive indebtedness, which positively reflected on the individuals' financial situation.
It explained that these measures contributed to an increase in the percentage of individuals who have a manageable debt level and a good credit rating, along with the contribution of banks and financing companies adopting a customer-focused approach in supporting this improvement.
The report also mentioned that the Financial Consumer Protection Department prepared a guidance manual to enforce a customer-focused approach in 2025, and it was published on the website of the Central Bank, along with issuing a circular to banks and non-banking financial institutions regarding this matter.
