Khaberni - The Housing Bank Group announced its financial results for the year ending December 31, 2025, which show net profits after provisions and taxes amounting to JD 157.7 million, compared to JD 150.3 million achieved in 2024, representing a growth rate of 5.0%.
In light of these financial results, following the approval of the financial statements for 2025 during its meeting on January 29, 2026, the Board of Directors recommended distributing cash dividends to shareholders for the year 2025 at a rate of 30% of the nominal value of the share, noting that the financial results and the dividend distribution proposal are subject to the approval of the Central Bank of Jordan.
The Chairman, Abdelilah Al-Khatib, in his comments on these results, confirmed that they reflect the strength of the bank's financial position and its excellent performance despite economic challenges, and reflect the bank’s prudent management of liquidity and resource allocation to achieve the best return for shareholders.
Al-Khatib expressed his pride in the bank's positive performance and its ability to achieve sustainable growth in the face of regional events and challenges, expressing his confidence in the bank's continuity in achieving more successes and accomplishments in the future.
On his part, the CEO of the Bank Group, Ammar Al-Safadi, explained that the strong financial performance for 2025 and achieving the highest profits in the bank's history were supported by the main operating sectors that continued to record positive performance across their financial indicators.
Al-Safadi added that this outstanding performance is an extension of the bank's successful track record and its strong financial position, reflecting its success in executing its development plans and expanding its customer base through digital services and innovative products and proving its ability to flexibly deal with economic challenges in the region.
Al-Safadi further explained that the bank follows a balanced approach to risk management aimed at achieving sustainable profits while maintaining asset quality and the solidity of the financial position. He emphasized that this approach is an essential part of the bank's strategy to achieve strong and sustainable results in the long term.
Al-Safadi also pointed out the continued strong performance indicators of the bank, noting the total assets growth by 1.8% to reach JD 9.4 billion, and achieving a distinguished return for the bank's shareholders at a rate of 11.2%. He also mentioned the robustness of the bank's capital base, with total equity reaching JD 1.5 billion and a capital adequacy ratio of 18.9%, higher than the minimum regulatory requirements of the Central Bank of Jordan and the Basel Committee.
Al-Safadi assured the bank's commitment to maintaining the provision of the best innovative banking solutions and superior services in an operating environment characterized by flexibility and development, aiming to offer the best banking services and integrated solutions for customers.
Finally, Al-Safadi expressed his confidence in the bank's ability to continue achieving more growth and development in the future, through continuing its comprehensive strategy in digital transformation, enhancing positive performance, and developing human resources, which enhances its competitive capacity and consolidates its well-established position as one of the leading banking institutions in the local and regional market.
