Khaberni - The Governor of the Central Bank, Adel Al-Sharkas, confirmed the success of the monetary policy in achieving its goals by maintaining monetary and financial stability, and supporting the economy's capacity to grow within a balanced framework.
Al-Sharkas said during a banking summit for the Banking Association that foreign reserves had risen to 28.5 billion dollars at the end of January 2026, covering more than 10 months of the Kingdom's imports of goods and services. The dollarization rate had decreased to 17.6% at the end of 2025.
Al-Sharkas pointed out that 2025 was a test of the resilience, readiness, and adaptability of the Jordanian economy to these external conditions, explaining that the Jordanian economy continued on the path of improvement in economic growth, recording a growth of 2.7% in the first quarter of 2025, and 2.8% in both the second and third quarters of the same year, after having registered a growth rate of 2.6% for the entirety of 2024, affirming that this performance reflects the government and national institutions' steady commitment to implementing a comprehensive reform agenda in the Kingdom, supported by the positive performance of many economic indicators, with the foreign sector indicators at the forefront.
Al-Sharkas also praised the banking sector's efforts in adopting digital solutions and modern financial technologies, benefiting from the advanced digital infrastructure provided by the Central Bank, which made about 84% of banking services being carried out electronically without need to visit bank branches.
He noted that the value of transactions executed through national payment systems exceeded 42 billion dinars during 2025, which is more than 100% of the Gross Domestic Product, pointing out that the Central Bank, recognizing the importance of keeping pace with technological developments, launched in July 2025, "the Regulatory Framework for the Uses of Artificial Intelligence in the Jordanian Banking Sector", aiming to provide regulatory guidelines that help financial institutions to adopt AI technologies in a thoughtful and responsible manner.
Al-Sharkas pointed out that the Central Bank successfully achieved its full projects within the first Executive Program (2023- 2025) for the Economic Modernization Vision, asserting its continued role in enhancing digital transformation, cybersecurity, green financing, artificial intelligence, financial innovation, and the development of future skills within the targets of the second Executive Program of the Vision (2026-2029).
