Khaberni - The total number of mortgage transactions on properties in Jordan increased by 6.1% during the last year, recording 22,325 transactions, compared to 21,044 transactions in 2024, according to a report issued by the Department of Lands and Survey.
According to the report issued by 34 offices affiliated with the Department of Lands and Survey, which was monitored by "Al-Mamlaka", the difference between the past two years in mortgage transactions on properties amounts to 1,281 transactions, reflecting an expansion in credit activity related to property during 2025 compared to the previous year.
The capital led in the volume of mortgage transactions during the year 2025, followed by the governorates of Irbid and Zarqa, reflecting a concentration of real estate financing activity in the governorates with the highest population and economic density, opposite to a decrease in transaction volumes in the governorates of Ma'an and Tafilah, and relative stability in the Jerash governorate.
In the capital governorate, the number of mortgage transactions increased from 11,296 transactions in 2024 to 12,082 transactions in 2025, an increase of 786 transactions, with a growth rate of about 7%, capturing the largest share of total mortgage transactions in the kingdom.
The Irbid governorate ranked second in terms of the volume of mortgage transactions, where they increased from 3,175 transactions to 3,424 transactions last year, an increase of 249 transactions, with a growth rate of about 7.8%. Meanwhile, the Zarqa governorate came third, recording a slight increase in transactions from 1,852 transactions in 2024 to 1,899 transactions last year, an increase of 47 transactions, with a growth rate of 2.5%.
The volume of transactions in the Mafraq governorate increased from 877 transactions in 2024 to 951 transactions last year, an increase of 74 transactions, with a growth rate of about 8.4%. It was followed by the Balqa governorate with an increase in the number of mortgage transactions from 887 transactions to 915 transactions last year, with a growth rate of about 3.2%.
The Karak governorate recorded a slight increase in mortgage transactions from 632 transactions in 2024 to 654 transactions, with a growth rate of 3.5%, while the Madaba governorate saw a significant increase in the volume of transactions from 482 transactions to 538 transactions last year, with a growth rate of about 11.6%.
Despite leading in growth rates, the Aqaba governorate followed Karak in terms of transaction volume, as it increased from 563 transactions in 2024 to 632 transactions last year, an increase of 69 transactions, with a growth rate of 12.3%. It was followed by the Jerash governorate with an increase in its transactions from 430 transactions to 446 transactions, an increase of about 3.7%.
The Ajloun governorate showed almost complete stability in mortgage transactions, with a slight decline from 328 transactions to 325 transactions, a decrease rate of less than 1%.
Conversely, mortgage transactions in the Ma'an governorate decreased from 330 transactions to 292 transactions last year, a decrease of 38 transactions, and a decline rate of about 11.5%. Meanwhile, the Tafilah governorate recorded the lowest transaction volume among the governorates, with a decrease from 192 transactions in 2024 to 167 transactions in 2025, a decline of 25 transactions, and a decrease rate of about 13%.
