Khaberni - "Investbank" (INVESTBANK), a leader in providing innovative banking solutions, announced its financial results for the year 2025, which revealed a strong financial performance and noticeable growth in various balance sheet items, reflecting the robustness of its financial position and its ability to continue growth amidst regional economic challenges.
According to the announced financial data, the bank maintained the sustainability of its profitability, with net profits for the period amounting to about 27 million dinars, while profits before income tax increased by 1.4% to reach 37.2 million dinars, compared to 36.7 million dinars in the previous year.
The bank achieved significant growth in the total volume of assets, which increased by 23.5% to reach approximately 2.6 billion dinars at the end of 2025, compared to 2.1 billion dinars in 2024. Customer deposits also saw a significant growth of 26.8% to record 1.8 billion dinars, compared to 1.4 billion dinars in 2024, reflecting the increasing confidence in the bank’s robustness and innovative services.
In the financing operations aspect, direct credit facilities (net) increased by 10% to reach 1.39 billion dinars, while the total equity amounted to about 265 million dinars. Regarding financial indicators, the capital adequacy ratio reached 15.41%, the return on equity (ROE) to 11%, while the return on assets (ROA) was 1.1%.
Commenting on these results, Investbank Chairman Montaser Dawwas said: "The results of 2025 reflect the robustness of Investbank’s financial position and the solidity of its capital base, where growth in assets and deposits and sustainability of profitability are an extension of an institutional approach based on financial discipline, efficient risk management, and creating sustainable value for shareholders."
Dawwas added: The announcement of the merger deal with Union Bank in this context comes as a strategically considered step towards establishing a larger and more diversified banking institution, which enhances its competitive capabilities and expands the scope of its services and market penetration in Jordan, noting that, following the completion of relevant regulatory procedures, the merged institution is expected to form a stronger platform for sustainable growth and enhancing the role of the banking sector in supporting the national economy.
