Khaberni - The Jordan Kuwait Bank announced its financial results for the first nine months of 2025, achieving a net profit of 117.3 million Jordanian Dinars, supported by an increase in net interest income of more than 22.4%, reaching 127.9 million Jordanian Dinars. This reflects an improvement in interest margins and stability in the group's lending portfolio.
While net commission income declined to 59 million Jordanian Dinars, due to decreased commission revenues related to financial transfers at Baghdad Bank in Iraq, a subsidiary of the bank, as a maximum limit on commissions was imposed in alignment with directives from the Central Bank of Iraq. Excluding this impact, the group maintained stable commissions and non-interest revenues across various activities.
The above results were supported by strong financial indicators, with a return on equity ratio of 17.3%, a capital adequacy ratio of 23.56%, and a stable net financing ratio of 145.8%, reflecting a prudent financial approach that supports confidence and sustainability.
On the financial position front, the investment portfolio increased by 16.39% to reach 1.82 billion Jordanian Dinars, supported by a well-considered diversification policy that enhanced income sources, while equity stood at 921.0 million Jordanian Dinars, growing by 3.94% from the end of the year 2024. The credit facilities portfolio also recorded overall growth, exceeding 2.25 billion Jordanian Dinars.
In her comment on these results, Sheikha Adana Al-Sabah, Chairwoman of the Board of Directors of the Jordan Kuwait Bank, affirmed the success of the strategy adopted aimed at qualitative growth in the group's business and adaptation to various conditions, and expressed thanks to the bank's management and employees for their efforts in addition to shareholders and all parties dealing with the group and regulatory authorities in various countries where the group is present.
On his part, Mr. Haitham Al-Batikhi, CEO of the Jordan Kuwait Bank, pointed out that he is proud of the results and emphasized the commitment to continue efforts aimed at achieving sustainable growth and stable profitability while maintaining a strong financial position and a robust capital base.
