Khaberni - The Arab Bank Group achieved strong financial results by the end of the third quarter of 2025, supported by sustainable growth across the various banking sectors it operates in. Net profits after tax reached 818.1 million US dollars as of September 30, 2025, compared to 748.6 million US dollars in the same period last year, with an increase of 9.3% driven by increased activity in core banking and expanding the customer base in the group's key markets.
Moreover, the group's assets rose to 76.8 billion US dollars by the end of the third quarter of 2025, with a growth rate of 8.9% compared to the third quarter of the previous year, while the net loan portfolio reached 37 billion US dollars by the end of the third quarter of 2025 compared to 34.1 billion US dollars in the third quarter of the previous year with a growth rate of 8.6%. Furthermore, customer deposits increased by 8% to 55.8 billion US dollars by the end of the third quarter of 2025 compared to 51.9 billion US dollars in the third quarter of the previous year, reflecting the growing customer confidence in the Arab Bank Group and the exceptional services it provides. Equity also increased to 12.9 billion US dollars, enhancing the group's ability to support its future investment plans.
In commenting on the financial results, Mr. Sabih Al-Masri, Chairman of the Arab Bank, explained that the strong performance achieved by the group by the end of the third quarter of 2025 embodies the Arab Bank Group's firm commitment to implementing its long-term strategy, which focuses on achieving sustainable growth and enhancing efficiency in liquidity, capital, and risk management. Al-Masri noted that these results reflect the group's ability to adapt to economic changes and overcome challenges, while continuing to offer advanced banking solutions and services that meet the aspirations and needs of customers in various markets and operational conditions.
Continuing with the bank's strategy of expansion and growth, Al-Masri mentioned that the Arab Bank Group began operating in the Iraqi market through -Arab Bank Iraq- at the beginning of this year, offering banking solutions and services to its customers through its operating branches in Iraq, in addition to implementing its strategy aimed at enhancing wealth management and private banking services through the merge of "Banque Genève" - owned by Arab Bank Switzerland - with "Bank ONE Switzerland".
On her part, Ms. Randa Sadik, the Executive Managing Director of Arab Bank, affirmed that the group's broad outreach and diversified revenue sources have played a pivotal role in supporting operational performance and achieving strong results amidst the economic challenges, as the group continued to maintain good liquidity levels, where the loans-to-deposits ratio reached 73.2%. In addition to adopting a prudent credit policy and maintaining a coverage ratio for non-performing loans that exceeds 100%, which indicates the quality and robustness of the credit portfolio and effective risk management. Regarding capital, Sadik mentioned that the group retains strong capital, mostly in the form of core capital, which enhances the group's ability to face economic variables, where the capital adequacy ratio reached 17.2%, exceeding the minimum requirement of the Central Bank of Jordan.
Sadik also pointed out that the Arab Bank Group places great importance on investing in digital technologies and developing innovative banking products and services, ensuring a distinguished experience for customers and enhancing the group's ability to achieve sustainable growth amid the rapid transformations in the banking sector.
