Khaberni - The Housing Bank for Trade and Finance Group announced its financial results for the first nine months of 2025, during which the group achieved a net profit after tax amounting to 119.0 million dinars.
The Chairman of the Board, Abdelilah Al-Khatib, commented on the results, stating that they demonstrate the bank's strong financial position and the sustainability of its strong financial performance despite regional and global economic challenges. They reflect the bank's prudence in managing liquidity and directing resources to achieve the best return for shareholders. He confirmed that the bank is steadily moving towards achieving its strategy aimed at enhancing sustainable profitability, supporting the national economy, and empowering business sectors.
The CEO, Ammar Al-Safadi, explained that the strong performance during the period reflects the bank's success in implementing its development plans and expanding its customer base through digital services and innovative products, proving its ability to deal flexibly with economic challenges in the region.
Al-Safadi added that the bank's group follows a balanced approach to risk management aimed at achieving sustainable profits while maintaining the quality of assets and the solidity of the financial position. He added that the bank ensures a balance between growth and profitability through well-thought-out policies that guarantee effective risk management and enhance performance efficiency, emphasizing that this approach is an essential part of the bank's strategy to achieve strong and sustainable results in the long term.
Al-Safadi also reviewed the key financial indicators achieved by the bank during the period, noting a 4% growth in direct credit facilities to reach 4.7 billion dinars, and an increase in customer deposits to reach 6.0 billion dinars. Al-Safadi pointed to the solidity of the bank's capital base, with total equity reaching 1.5 billion dinars and a capital adequacy ratio of 18.7%, which is higher than the minimum regulatory requirements of the Central Bank of Jordan and the Basel Committee.
Al-Safadi affirmed the bank's commitment to maintaining the provision of the best innovative banking solutions and excellent services in an operational environment characterized by flexibility and development, to offer the best banking services and integrated solutions for customers.
Al-Safadi added that the bank will continue its strategy in digital transformation, enhancing positive performance and developing human resources, which will enhance its competitive ability and cement its established position as one of the prominent banking institutions in the local and regional market.
